The company now offers credit repair services for individuals looking to improve their finances, qualify for a better job, or secure the funding necessary for their own business.
More information can be found at https://www.ezcreditfix.info
EZ Credit Fix now helps clients repair their credit damage by, first, disputing inaccurate, out-of-date, biased, or uncorroborated negative items from their credit reports. The team can also contest the entire account’s reportability by arguing that the necessary requirements for METRO2 compliance – the standard format for all businesses reporting credit data to the four major credit bureaus – are not being met.
Since consumer protection laws mandate that only physically verified and validated, complete data can be legally reported, this approach is widely regarded as an effective exercise for those looking to repair their credit scores.
Credit card debt in the U.S. has surged to record levels in 2022 – post-pandemic inflation has caused Americans to borrow more than ever, leaving many more households struggling to make ends meet. Credit card balances rose by almost $50 billion in the second quarter alone as families and – younger professionals especially – scrambled to open new lines of credit.
Over-borrowing in an uncertain climate inevitably leads to mistakes that can compound individuals’ financial difficulties in the long run. A poor credit score can shut people out of the housing rental market, for example, and discourage prospective employers. EZ Credit Fix reviews every credit profile and individual situation accordingly before creating a plan tailored to meet that person’s goals.
EZ Credit Fix knows that many individuals prefer to take care of these matters by themselves, when possible. The team recommends these parties familiarize themselves with the Fair Credit Reporting Act and the Fair Debt Collection Practices for reference, but contact the company if they determine they need help from a team that works with these laws and bureaus every day. Additionally, the company has prepared a ‘Guide to Reading Your Credit Report.’
“Our goal in the end is to help people help themselves,” said a company spokesperson. “Bad credit reports can be devastating, and often need to be addressed before the client can stand on his or her two feet again and get their lives back.”
Interested parties can learn more at https://www.ezcreditfix.info
EZ Credit Fix
12436 Farm to Market 1960 Road West
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Prestige Standard journalist was involved in the writing and production of this article.